Auto Loans

Auto Loans

Put the pedal to the metal with an auto loan from FCCU! Envision yourself sitting in a new vehicle. A sleek sedan? A rough, tough pick-up truck? Or maybe a nice big RV for road trips! Whatever your life calls for, we're here to help you get a great deal on new wheels.

We offer competitive rates and affordable payment plans to fit your budget, and your timetable. Our financing process is simple, and our lenders are devoted to representing your best interests -- not the dealership's. Ask us how we can save you cash today!

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Auto Loans
  • Competitively low, fixed rates on new or used vehicles
  • Up to 120% financing to cover taxes & licensing fees
  • Wide range of terms up to 72 months, customized to suit your needs
  • Refinancing available for non-FCCU auto loans
  • Refinance your current vehicle to lower your rate and/or monthly payment
  • Pre-approval for extra bargaining power at the dealership
  • Set up payroll deduction or automatic payment from an FCCU account — never miss a payment!
  • Quick, local decision-making and processing
  • Friendly, attentive service from start to finish
Motorcycle Loans

Get your motor running and explore the open road, with a motorcycle loan from FCCU.

  • Competitive rates
  • Up to 120% financing
  • Refinancing available for current loans held with other institutions
  • A wide range of terms customized to suit your needs
  • Quick, local decision-making and processing
  • Friendly, attentive service from start to finish
Recreational Vehicles

There's no shortage of adventures to be had in beautiful California. From Napa Valley to Hollywood, and Disneyland to the redwoods — there's so much to see, you're going to need the right vehicle. Financial Center is here to help you hit the road or water with our recreational vehicle loans.

  • Competitive rates on new or used recreational vehicles, up to 120% of its value
  • We offer financing for:
  • RVs
  • Boats
  • Trailers
  • And more!
  • A wide range of terms up to 180 months
  • Refinancing available for non-FCCU auto loans
  • Refinance your current vehicle to lower your rate and/or monthly payment
  • Pre-approval for extra bargaining power at the dealership
  • Set up payroll deduction or automatic payment from an FCCU account — never miss a payment!
  • Quick, local decision-making and processing
  • Friendly, attentive service from start to finish


Boat Loans

Hit the open waters with a boat financed through FCCU. We're making waves with our competitive rates and flexible repayment options.

  • Competitive rates on new or used boats, up to 120% of its value
  • A wide range of terms up to 180 months
  • Quick, local decision-making and processing
  • Friendly, attentive service from start to finish
You Auto Know Vehicle Values

New Vehicles

Save time and money by researching new vehicles before you visit the car lot. A quick query not only helps you narrow down the specific makes and models, it also provides you with a quote for vehicle costs.

  • Quick and easy way to:
  • Research new cars and trucks
  • Find the parts you need to build
  • Easily compare prices on a wide range of choices
  • You drive the process – choose from a specific make, model, and year for a broader search of a variety of makes and models

For more information on new autos in your area and beyond, check out the Carbook Showroom.

Used Vehicles

We provide this easy and reliable way to obtain pricing and other important information on vehicles you find. There are many advantages to using this service.

  • For estimates on various trade-in ranges, select the:
  • Make
  • Model
  • Year
  • Trim
  • Mileage
  • Great resource to get an estimate of your trade-in value
  • A quick tool to help ensure you get a good deal on your used auto purchase

To search used autos, use the NADA Guides search tool.