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Avoiding Foreclosure

If it is getting more difficult to make payments and stay current on your mortgage or equity loan, we’re here to help. Let Financial Center help you avoid foreclosure and keep you in your home.

Step 1: Gather Your Information

Before meeting with an FCCU representative, gather documents and information that will help us determine the options available to you. Please gather the following documents:

Step 2: Contact FCCU

Contact an FCCU representative at (800) 427-6024, ext. 50124 or (209) 948-6024, ext. 50124 and set up an appointment to discuss options.

Step 3: Review Your Options

During your appointment, we will review your information and present options that will help you avoid foreclosure. Options available depend on your current financial situation and may include:

You may contact HUD’s toll free number, 1-800-569-4287, to be put in touch with an HUD–certified counselor. You may also contact HOPE NOW Alliance, an independent non–profit with a single mission of helping homeowners avoid foreclosure. To contact HOPE NOW, call 1-888-995-HOPE (4673) to be put in touch with an HUD–approved counselor.