top nav barHelp to Stay in your Home

Auto/Van | RV/Motorhome/5th Wheel/Boat | Motorcycle | Mobilehome | Personal | FCCU Visa Cards | Vacation/Furniture | Bill Pay-Off | Share Secured

Auto/Van (new)

Term (in months) 80%-100% of Value Financed 101%-120% of Value Financed
0-36 As low as 2.74% APR* As low as 3.24% APR*
37-60 As low as 2.99% APR* As low as 3.49% APR*
61-72 As low as 3.74% APR* As low as 4.24% APR*
73-84 As low as 4.24% APR* As low as 4.74% APR*

*APR=Annual Percentage Rate.
Rates current as of 12/1/12.
On approved credit. Maximum loan $100,000. Minimum loan amount for 72-month term is $20,000. 100% - 120% values applicable to purchases and refinances only. Car cannot be registered plus have more than 1,000 miles. Interest rate and down payment, which may be required, will be based on credit-worthiness and other FCCU loan policies. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 36 monthly payments of $28.92 per $1,000 borrowed at 2.74% APR.

 

Auto/Van (used)

Term (in months) 80%-100% of Value Financed 101%-120% of Value Financed
0-36 As low as 3.24% APR* As low as 3.74% APR*
37-60 As low as 3.49% APR* As low as 3.99% APR*
61-72 As low as 4.24% APR* As low as 4.74% APR*

*APR=Annual Percentage Rate.
Rates current as of 12/1/12.
On approved credit. Maximum loan $100,000. Minimum loan amount for 72-month term is $20,000. 100% - 120% values applicable to purchases and refinances only. Interest rate and down payment, which may be required, will be based on credit-worthiness and other FCCU loan policies. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 36 monthly payments of $29.12 per $1,000 borrowed at 3.24% APR.

 

RV, Motorhome, Trailer, Boat (new)

Term (in months) 80%-100% of Value Financed 101%-120% of Value Financed
0-84 As low as 4.74% APR* As low as 5.24% APR*
85-120 As low as 4.99% APR* As low as 5.49% APR*
121-144 As low as 5.74% APR* As low as 6.24% APR*
145-180 As low as 6.74% APR* As low as 7.24% APR*

*APR=Annual Percentage Rate.
Rates current as of 12/1/12.
On approved credit. Maximum loan $200,000. 110% - 120% values applicable to purchases and refinances only. Interest rate and down payment, which may be required, will be based on credit-worthiness and other FCCU loan policies. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 84 monthly payments of $13.96 per $1,000 borrowed at 4.74% APR.

 

RV, Motorhome, Trailer, Boat (used)

Term (in months) 80%-100% of Value Financed 101%-120% of Value Financed
0-84 As low as 5.74% APR* As low as 6.24% APR*
85-120 As low as 5.99% APR* As low as 6.49% APR*
121-144 As low as 6.74% APR* As low as 7.24% APR*
145-180 As low as 7.74% APR* As low as 8.24% APR*

*APR=Annual Percentage Rate.
Rates current as of 12/1/12.
Maximum loan $150,000. 110% - 120% values applicable to purchases and refinances only. Interest rate and down payment, which may be required, will be based on amount financed, the loan term, and credit-worthiness. The APR will not increase after consummation of the loan. On approved credit.

Terms of repayment unit-cost example: 84 monthly payments of $14.42 per $1,000 borrowed at 5.74% APR.


Motorcycle (new)

Term (in months) 80%-100% of Value Financed 101%-120% of Value Financed
0-36 As low as 3.74% APR* As low as 4.24% APR*
37-60 As low as 3.99% APR* As low as 4.49% APR*
61-72 As low as 4.74% APR* As low as 5.24% APR*

*APR=Annual Percentage Rate.*
Rates current as of 12/1/12.
On approved credit. Maximum loan $50,000. 100% - 120% values applicable to purchases and refinances only. Motorcycle cannot be registerd plus have more than 1,000 miles. Interest rate and down payment, which may be required, will be based on credit-worthiness and other FCCU loan policies. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 36 monthly payments of $29.34 per $1,000 borrowed at 3.74% APR.

 

Motorcycle (used)

Term (in months) 80%-100% of Value Financed 101%-120% of Value Financed
0-36 As low as 4.74% APR* As low as 5.24% APR*
37-60 As low as 4.99% APR* As low as 5.49% APR*
61-72 As low as 5.74% APR* As low as 6.24% APR*

*APR=Annual Percentage Rate.
Rates current as of 12/1/12.
On approved credit. Maximum loan $50,000. 100% - 120% values applicable to purchases and refinances only. Interest rate and down payment, which may be required, will be based on credit-worthiness and other FCCU loan policies. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 36 monthly payments of $29.76 per $1,000 borrowed at 4.74% APR.

 

Mobilehome (new)

Term (in months) 80%-100% of Value Financed
0-84 As low as 5.74% APR*
85-144 As low as 5.99% APR*
145-180 As low as 6.74% APR*

*APR=Annual Percentage Rate.
Rates current as of 12/1/12.
Maximum loan $200,000. Interest rate and down payment, which may be required, will be based on credit-worthiness and other FCCU loan policies. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 84 monthly payments of $14.42 per $1,000 borrowed at 5.74% APR.

 

Mobilehome (used)

Term (in months) 80%-100% of Value Financed
0-84 As low as 6.74% APR*
85-144 As low as 6.99% APR*
145-180 As low as 7.74% APR*

*APR=Annual Percentage Rate.
Rates current as of 12/1/12.
Maximum loan $150,000. Interest rate and down payment, which may be required, will be based on credit-worthiness and other FCCU loan policies. On approved credit. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 84 monthly payments of $14.90 per $1,000 borrowed at 6.74% APR.

 

Personal

Term (in months) Rate
0-36 As low as 7.24% APR*
37-60 As low as 7.49% APR*
61-72 As low as 8.24% APR*

*APR=Annual Percentage Rate.
Rates current as of 12/1/12.
On approved credit. Maximum Loan amount $50,000. Satisfactory debt ratio, sufficient net income and tenure. Interest rate and down payment, which may be required, will be based on credit-worthiness and other FCCU loan policies. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 36 monthly payments of $30.82 per $1,000 borrowed at 7.24% APR.

 

Visa Classic, Gold, SafeGuard

Rate Maximum Loan Amount
Variable rate set quarterly at prime
plus 2.49% - 18.99% APR*
$25,000

*APR=Annual Percentage Rate. On approved credit.

Click here for fees that may apply to FCCU Visa cards.
Click here for Regulation Z disclosures. (opens new window)

 

Vacation, Holiday, Furniture

Term (in months) Rate
0-36 As low as 7.24% APR*
37-60 As low as 7.49% APR*
61-72 As low as 8.24% APR*

*APR=Annual Percentage Rate.
Rates current as of 12/1/12.
On approved credit. Maximum Loan amount $50,000. Satisfactory debt ratio, sufficient net income and tenure. Interest rate and down payment, which may be required, will be based on credit-worthiness and other FCCU loan policies. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 36 monthly payments of $30.82 per $1,000 borrowed at 7.24% APR.

 

Bill Pay-Off

Term (in months) Rate
0-36 As low as 8.24% APR*
37-60 As low as 8.49% APR*
61-72 As low as 9.24% APR*

*APR=Annual Percentage Rate.
Rates current as of 12/1/12.
On approved credit. Maximum Loan amount $50,000.
Checks must be made payable to creditors. Interest rate and down payment, which may be required, will be based on credit-worthiness and other FCCU loan policies. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 36 monthly payments of $31.24 per $1,000 borrowed at 8.24% APR.

 

Share Secured

Rate Maximum Loan Amount
Current dividend rate** plus 1.50% APR* for 24 months $50,000

Loan requirements: shares to cover balance, signed application.

*APR=Annual Percentage Rate.
**The interest rate for a 24 month share secured loan will be 1.50% over the most current divided rate paid on shares at time of loan booking. The rate will increase + .50% APR* for each additional year over 24 months to the maximum of 72 months. The APR will not increase after consummation of the loan.

Terms of repayment unit-cost example: 24 monthly payments of $42.50 per $1,000 borrowed at 2.00% APR.